William Raveis Mortgage in Massachusetts vs the state
7.1%Denial rate-9.07 pts vs state
9.2%Decision denial rate-10.71 pts vs state
69.8%Origination rate+7.15 pts vs state
6.63%Median rate0.00 pts vs state
0.06Rate spread (pts)-0.04 pts vs state
$161kMedian applicant income
166Loans originated
17Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 174 | 119 | 7.5% | 6.63% | #172 |
| 2024 | 260 | 197 | 8.1% | 6.88% | #126 |
| 2025 | 238 | 166 | 7.1% | 6.63% | #138 |
What William Raveis Mortgage lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most William Raveis Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Plymouth County | 45 | 32 | 1 | 2.2% |
| Essex County | 39 | 28 | 3 | 7.7% |
| Barnstable County | 33 | 21 | 5 | 15.2% |
| Middlesex County | 33 | 23 | 1 | 3.0% |
| Norfolk County | 26 | 23 | 0 | 0.0% |
| Hampden County | 20 | 12 | 4 | 20.0% |
| Suffolk County | 15 | 9 | 2 | 13.3% |
| Bristol County | 10 | 5 | 1 | 10.0% |
| Worcester County | 9 | 7 | 0 | 0.0% |
| Hampshire County | 5 | 4 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 238 applications in 2025, of which 166 were originated and 17 denied.
7.1% of all applications, or 9.2% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans William Raveis Mortgage originated in Massachusetts in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are William Raveis Mortgage's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology