WHITE EAGLE Credit Union · Kansas · 2025

WHITE EAGLE Credit Union in Kansas: approval rate, denial rate and rates (2025)

WHITE EAGLE Credit Union took 166 mortgage applications in Kansas in 2025, ranking #119 of 766 lenders active in the state. It originated 76.5% of them and denied 10.8% (12.3% of the applications it decided), against a statewide denial rate of 15.0%.

166Applicationsin KS
12.3%Decision denial ratestate 18.3%
Median ratestate 6.63%
$55,000Median loanstate $165,000
$9.4MVolume8 counties

WHITE EAGLE Credit Union in Kansas vs the state

10.8%Denial rate-4.19 pts vs state
12.3%Decision denial rate-5.95 pts vs state
76.5%Origination rate+12.69 pts vs state
Median rate
Rate spread (pts)
$88kMedian applicant income
127Loans originated
18Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
202318313511.5%#89
20241781287.9%#101
202516612710.8%#119

What WHITE EAGLE Credit Union lends in Kansas

By loan purpose

Home purchase 29 17% · 13.8% denied
Refinance 1 1% · 0.0% denied
Cash-out refinance 20 12% · 20.0% denied
Home improvement 48 29% · 10.4% denied
Other / HELOC 68 41% · 7.4% denied

By loan type

Conventional 166 100% · 10.8% denied

Where in Kansas

Counties with the most WHITE EAGLE Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Butler County 1319815 11.5%
Harvey County 14112 14.3%
Sedgwick County 11101 9.1%
Greenwood County 430 0.0%
Marion County 330 0.0%
Cowley County 100 0.0%
Sumner County 110 0.0%
McPherson County 110 0.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 166 applications in 2025, of which 127 were originated and 18 denied.

10.8% of all applications, or 12.3% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are WHITE EAGLE Credit Union's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology