WHITE EAGLE Credit Union at a glance, 2025
Every figure is from the lender's own HMDA filing. "vs national" compares with all lenders combined.
How the C grade breaks down
Each component is a percentile rank among 1,883 small mortgage lenders. Higher is better. Components the lender does not report are left out and the weights redistributed.
Approval oddsdecision denial rate, weight 45%
39th12.3% deniedProcesswithdrawn + incomplete share, weight 15%
45th12.6%Trend, 2023–2025
| Year | Applications | Originated | Denial rate | Decision denial | Median rate | Volume |
|---|---|---|---|---|---|---|
| 2023 | 183 | 135 | 11.5% | 13.4% | — | $9.4M |
| 2024 | 178 | 128 | 7.9% | 9.9% | — | $9.3M |
| 2025 | 167 | 127 | 10.8% | 12.3% | — | $9.4M |
What WHITE EAGLE Credit Union lends
Applications by purpose and loan type in 2025, with the denial rate for each. A lender's mix explains a lot of its headline rate: HELOCs and FHA loans are denied far more often than conventional purchase loans.
By loan purpose
By loan type
Also: 0 home-equity lines, 0 reverse mortgages, 7 manufactured homes, 2 investment properties.
Who gets approved at WHITE EAGLE Credit Union
Decision denial rate by applicant profile. Groups with fewer than 20 applications are omitted.
| Applicant income | Applications | Originated | Decision denial rate |
|---|---|---|---|
| Under $50k | 25 | 18 | 18.2% |
| $50k – $100k | 74 | 55 | 13.9% |
| $100k – $150k | 36 | 27 | 10.0% |
| $150k – $250k | 26 | 21 | 8.7% |
| Applicant age | Applications | Originated | Decision denial rate |
|---|---|---|---|
| 25–34 | 21 | 14 | 22.2% |
| 35–44 | 32 | 26 | 7.1% |
| 45–54 | 43 | 28 | 21.6% |
| 55–64 | 37 | 31 | 6.1% |
| 65–74 | 24 | 20 | 4.8% |
Where WHITE EAGLE Credit Union lends
2 states and 9 counties in 2025. Click a state for the lender's full record there.
| State | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| Kansas | 166 | 127 | 10.8% | — | #119 |
Frequently asked questions
WHITE EAGLE Credit Union denied 12.3% of the applications it decided on in 2025. The national figure across all lenders was 22.6%. On approval odds it ranks in the 39th percentile of small mortgage lenders.
In 2025, 18% of its applications were for home purchases, 13% for refinancing (including cash-out), and 69% for home improvement or other purposes. By loan type: 100% conventional, 0% FHA, 0% VA.
Every figure on this page comes from the Home Mortgage Disclosure Act (HMDA) Loan/Application Register published by the CFPB, which lenders are required by federal law to file. We add the grade and the comparisons; we do not add facts.