WesBanco Bank in Indiana vs the state
17.5%Denial rate+0.89 pts vs state
19.8%Decision denial rate-0.33 pts vs state
67.9%Origination rate+5.64 pts vs state
6.00%Median rate-0.75 pts vs state
-0.22Rate spread (pts)-0.58 pts vs state
$130kMedian applicant income
241Loans originated
62Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 303 | 190 | 18.2% | 5.90% | #141 |
| 2024 | 269 | 165 | 20.1% | 5.75% | #156 |
| 2025 | 355 | 241 | 17.5% | 6.00% | #145 |
What WesBanco Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most WesBanco Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 71 | 48 | 12 | 16.9% |
| Allen County | 66 | 50 | 10 | 15.2% |
| Floyd County | 50 | 36 | 7 | 14.0% |
| Hamilton County | 42 | 28 | 7 | 16.7% |
| Boone County | 32 | 23 | 1 | 3.1% |
| Scott County | 19 | 10 | 8 | 42.1% |
| Harrison County | 11 | 5 | 5 | 45.5% |
| DeKalb County | 9 | 6 | 1 | 11.1% |
| Marion County | 9 | 6 | 1 | 11.1% |
| Vanderburgh County | 4 | 3 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 355 applications in 2025, of which 241 were originated and 62 denied.
17.5% of all applications, or 19.8% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans WesBanco Bank originated in Indiana in 2025 was 6.00%, against a statewide median of 6.75%.
About this data. Figures are WesBanco Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology