Washington State Bank in Iowa vs the state
4.3%Denial rate-8.59 pts vs state
4.4%Decision denial rate-10.96 pts vs state
92.9%Origination rate+24.42 pts vs state
—Median rate
—Rate spread (pts)
$88kMedian applicant income
261Loans originated
12Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 265 | 245 | 2.3% | — | #69 |
| 2024 | 254 | 242 | 3.2% | — | #79 |
| 2025 | 281 | 261 | 4.3% | — | #80 |
What Washington State Bank lends in Iowa
By loan purpose
By loan type
Where in Iowa
Counties with the most Washington State Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Washington County | 83 | 79 | 1 | 1.2% |
| Jefferson County | 65 | 60 | 3 | 4.6% |
| Marion County | 41 | 41 | 0 | 0.0% |
| Louisa County | 19 | 13 | 4 | 21.1% |
| Mahaska County | 8 | 8 | 0 | 0.0% |
| Wapello County | 8 | 7 | 1 | 12.5% |
| Johnson County | 8 | 8 | 0 | 0.0% |
| Henry County | 7 | 5 | 1 | 14.3% |
| Polk County | 6 | 6 | 0 | 0.0% |
| Keokuk County | 6 | 4 | 2 | 33.3% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 281 applications in 2025, of which 261 were originated and 12 denied.
4.3% of all applications, or 4.4% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Washington State Bank's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology