Vista Point Mortgage in Montana vs the state
57.1%Denial rate+42.32 pts vs state
66.7%Decision denial rate+47.97 pts vs state
14.3%Origination rate-47.69 pts vs state
6.75%Median rate+0.13 pts vs state
—Rate spread (pts)
$298kMedian applicant income
1Loans originated
4Denied
What Vista Point Mortgage lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Vista Point Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Flathead County | 3 | 1 | 1 | 33.3% |
| Gallatin County | 2 | 0 | 2 | 100.0% |
| Park County | 1 | 0 | 1 | 100.0% |
| Missoula County | 1 | 0 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 7 applications in 2025, of which 1 were originated and 4 denied.
57.1% of all applications, or 66.7% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Vista Point Mortgage originated in Montana in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Vista Point Mortgage's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology