Vista Point Mortgage in Indiana vs the state
34.2%Denial rate+17.58 pts vs state
38.9%Decision denial rate+18.75 pts vs state
48.8%Origination rate-13.47 pts vs state
7.75%Median rate+1.00 pts vs state
0.67Rate spread (pts)+0.31 pts vs state
$512kMedian applicant income
20Loans originated
14Denied
What Vista Point Mortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Vista Point Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 28 | 15 | 8 | 28.6% |
| Lake County | 3 | 1 | 2 | 66.7% |
| Hamilton County | 2 | 1 | 0 | 0.0% |
| Boone County | 1 | 1 | 0 | 0.0% |
| Huntington County | 1 | 0 | 1 | 100.0% |
| Starke County | 1 | 1 | 0 | 0.0% |
| Vanderburgh County | 1 | 1 | 0 | 0.0% |
| Hendricks County | 1 | 0 | 0 | 0.0% |
| Madison County | 1 | 0 | 1 | 100.0% |
| Morgan County | 1 | 0 | 1 | 100.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 41 applications in 2025, of which 20 were originated and 14 denied.
34.2% of all applications, or 38.9% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Vista Point Mortgage originated in Indiana in 2025 was 7.75%, against a statewide median of 6.75%.
About this data. Figures are Vista Point Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology