Victory Mortgage in Indiana vs the state
5.0%Denial rate-11.60 pts vs state
5.8%Decision denial rate-14.38 pts vs state
81.4%Origination rate+19.16 pts vs state
6.13%Median rate-0.63 pts vs state
-0.15Rate spread (pts)-0.52 pts vs state
$144kMedian applicant income
311Loans originated
19Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 228 | 162 | 5.3% | 6.25% | #163 |
| 2024 | 315 | 254 | 2.9% | 6.13% | #139 |
| 2025 | 382 | 311 | 5.0% | 6.13% | #140 |
What Victory Mortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Victory Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hancock County | 111 | 92 | 6 | 5.4% |
| Hamilton County | 104 | 83 | 3 | 2.9% |
| Hendricks County | 66 | 51 | 7 | 10.6% |
| Boone County | 34 | 29 | 0 | 0.0% |
| Clark County | 33 | 29 | 2 | 6.1% |
| Johnson County | 25 | 23 | 0 | 0.0% |
| Marion County | 4 | 1 | 1 | 25.0% |
| Delaware County | 2 | 1 | 0 | 0.0% |
| Howard County | 1 | 1 | 0 | 0.0% |
| Henry County | 1 | 0 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 382 applications in 2025, of which 311 were originated and 19 denied.
5.0% of all applications, or 5.8% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Victory Mortgage originated in Indiana in 2025 was 6.13%, against a statewide median of 6.75%.
About this data. Figures are Victory Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology