Veridian Credit Union in Missouri vs the state
3.1%Denial rate-11.94 pts vs state
4.2%Decision denial rate-14.53 pts vs state
65.6%Origination rate+2.97 pts vs state
5.88%Median rate-0.75 pts vs state
-0.26Rate spread (pts)-0.61 pts vs state
$153kMedian applicant income
21Loans originated
1Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 13 | 11 | 0.0% | 6.50% | #468 |
| 2024 | 23 | 16 | 8.7% | 6.25% | #415 |
| 2025 | 32 | 21 | 3.1% | 5.88% | #399 |
What Veridian Credit Union lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Veridian Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Camden County | 5 | 4 | 1 | 20.0% |
| Clay County | 3 | 2 | 0 | 0.0% |
| St. Charles County | 2 | 0 | 0 | 0.0% |
| Putnam County | 2 | 2 | 0 | 0.0% |
| Platte County | 2 | 1 | 0 | 0.0% |
| St. Louis city | 2 | 0 | 0 | 0.0% |
| Cedar County | 2 | 1 | 0 | 0.0% |
| Stone County | 2 | 2 | 0 | 0.0% |
| Marion County | 1 | 1 | 0 | 0.0% |
| Ripley County | 1 | 0 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 32 applications in 2025, of which 21 were originated and 1 denied.
3.1% of all applications, or 4.2% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Veridian Credit Union originated in Missouri in 2025 was 5.88%, against a statewide median of 6.63%.
About this data. Figures are Veridian Credit Union's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology