Velocity Commercial Capital in Montana vs the state
14.3%Denial rate-0.53 pts vs state
20.0%Decision denial rate+1.30 pts vs state
57.1%Origination rate-4.84 pts vs state
9.24%Median rate+2.62 pts vs state
—Rate spread (pts)
—Median applicant income
4Loans originated
1Denied
Trend in Montana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 2 | 0.0% | 10.30% | #211 |
| 2024 | 5 | 4 | 0.0% | 10.93% | #218 |
| 2025 | 7 | 4 | 14.3% | 9.24% | #206 |
What Velocity Commercial Capital lends in Montana
By loan purpose
By loan type
Why it denied Montana applicants
Where in Montana
Counties with the most Velocity Commercial Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Missoula County | 2 | 2 | 0 | 0.0% |
| Yellowstone County | 2 | 0 | 1 | 50.0% |
| Flathead County | 1 | 1 | 0 | 0.0% |
| Lewis and Clark County | 1 | 1 | 0 | 0.0% |
| Gallatin County | 1 | 0 | 0 | 0.0% |
Other large lenders in Montana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Glacier Bank | D | 3,018 | 16.2% | 7.25% |
| Stockman Bank of Montana | B | 2,911 | 6.3% | 6.88% |
| Rocket Mortgage | C | 1,999 | 17.5% | 6.75% |
| United Shore Financial Services | B | 1,857 | 9.2% | 6.25% |
| Opportunity Bank of Montana | B | 1,608 | 9.8% | 6.88% |
| Evergreen Moneysource Mortgage | B | 1,158 | 1.1% | 6.25% |
| U.S. Bank | D | 1,024 | 27.1% | 7.13% |
| First Interstate Bank | D | 987 | 22.9% | 8.25% |
| Mortgage Research Center | C | 940 | 16.7% | 6.13% |
| Crosscountry Mortgage | B | 920 | 5.1% | 6.63% |
Frequently asked questions
Montana: 7 applications in 2025, of which 4 were originated and 1 denied.
14.3% of all applications, or 20.0% of the applications it actually decided on. The Montana statewide average across all lenders was 14.8%.
The median rate on loans Velocity Commercial Capital originated in Montana in 2025 was 9.24%, against a statewide median of 6.63%.
About this data. Figures are Velocity Commercial Capital's own HMDA filing for properties located in Montana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology