Valon Mortgage in Maine vs the state
7.1%Denial rate-9.19 pts vs state
8.3%Decision denial rate-11.75 pts vs state
71.4%Origination rate+9.26 pts vs state
10.30%Median rate+3.43 pts vs state
4.30Rate spread (pts)+3.97 pts vs state
$96kMedian applicant income
10Loans originated
1Denied
What Valon Mortgage lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Valon Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Androscoggin County | 4 | 2 | 0 | 0.0% |
| Aroostook County | 2 | 1 | 1 | 50.0% |
| Somerset County | 2 | 2 | 0 | 0.0% |
| Penobscot County | 1 | 1 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
| Hancock County | 1 | 0 | 0 | 0.0% |
| Cumberland County | 1 | 1 | 0 | 0.0% |
| Kennebec County | 1 | 1 | 0 | 0.0% |
| Sagadahoc County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 14 applications in 2025, of which 10 were originated and 1 denied.
7.1% of all applications, or 8.3% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Valon Mortgage originated in Maine in 2025 was 10.30%, against a statewide median of 6.88%.
About this data. Figures are Valon Mortgage's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology