Valon Mortgage in Indiana vs the state
16.7%Denial rate+0.17 pts vs state
18.7%Decision denial rate-1.48 pts vs state
61.4%Origination rate-0.88 pts vs state
9.45%Median rate+2.70 pts vs state
3.35Rate spread (pts)+2.98 pts vs state
$90kMedian applicant income
143Loans originated
39Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 19 | 15 | 10.5% | 6.50% | #462 |
| 2025 | 233 | 143 | 16.7% | 9.45% | #182 |
What Valon Mortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Valon Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 29 | 16 | 6 | 20.7% |
| Allen County | 18 | 10 | 4 | 22.2% |
| Hamilton County | 18 | 13 | 2 | 11.1% |
| Lake County | 14 | 7 | 2 | 14.3% |
| Hendricks County | 13 | 9 | 2 | 15.4% |
| Johnson County | 9 | 6 | 3 | 33.3% |
| Madison County | 9 | 6 | 2 | 22.2% |
| Delaware County | 8 | 6 | 0 | 0.0% |
| Porter County | 8 | 6 | 0 | 0.0% |
| St. Joseph County | 7 | 5 | 2 | 28.6% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 233 applications in 2025, of which 143 were originated and 39 denied.
16.7% of all applications, or 18.7% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Valon Mortgage originated in Indiana in 2025 was 9.45%, against a statewide median of 6.75%.
About this data. Figures are Valon Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology