USAA Federal Savings Bank in Indiana vs the state
22.4%Denial rate+5.79 pts vs state
29.1%Decision denial rate+8.94 pts vs state
54.0%Origination rate-8.25 pts vs state
6.38%Median rate-0.38 pts vs state
-0.16Rate spread (pts)-0.53 pts vs state
$120kMedian applicant income
297Loans originated
123Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 485 | 258 | 17.9% | 6.50% | #100 |
| 2024 | 533 | 306 | 20.1% | 6.50% | #103 |
| 2025 | 550 | 297 | 22.4% | 6.38% | #108 |
What USAA Federal Savings Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most USAA Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 58 | 29 | 13 | 22.4% |
| Hamilton County | 40 | 25 | 9 | 22.5% |
| Allen County | 33 | 22 | 7 | 21.2% |
| Johnson County | 23 | 8 | 7 | 30.4% |
| St. Joseph County | 22 | 11 | 5 | 22.7% |
| Monroe County | 21 | 10 | 5 | 23.8% |
| Lake County | 19 | 12 | 6 | 31.6% |
| Hendricks County | 18 | 9 | 5 | 27.8% |
| Porter County | 18 | 11 | 2 | 11.1% |
| Bartholomew County | 17 | 8 | 4 | 23.5% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 550 applications in 2025, of which 297 were originated and 123 denied.
22.4% of all applications, or 29.1% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans USAA Federal Savings Bank originated in Indiana in 2025 was 6.38%, against a statewide median of 6.75%.
About this data. Figures are USAA Federal Savings Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology