United States Senate Federal Credit Union in Georgia vs the state
14.3%Denial rate-4.93 pts vs state
14.3%Decision denial rate-10.78 pts vs state
78.6%Origination rate+24.48 pts vs state
7.25%Median rate+0.63 pts vs state
0.68Rate spread (pts)+0.41 pts vs state
$168kMedian applicant income
11Loans originated
2Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 12 | 7.1% | 7.32% | #609 |
| 2024 | 13 | 9 | 30.8% | 8.50% | #612 |
| 2025 | 14 | 11 | 14.3% | 7.25% | #614 |
What United States Senate Federal Credit Union lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most United States Senate Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cobb County | 3 | 3 | 0 | 0.0% |
| Fayette County | 2 | 1 | 0 | 0.0% |
| Fulton County | 2 | 2 | 0 | 0.0% |
| Cherokee County | 2 | 1 | 1 | 50.0% |
| Walton County | 1 | 1 | 0 | 0.0% |
| Paulding County | 1 | 1 | 0 | 0.0% |
| Oconee County | 1 | 1 | 0 | 0.0% |
| Chatham County | 1 | 1 | 0 | 0.0% |
| Gwinnett County | 1 | 0 | 1 | 100.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 14 applications in 2025, of which 11 were originated and 2 denied.
14.3% of all applications, or 14.3% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans United States Senate Federal Credit Union originated in Georgia in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are United States Senate Federal Credit Union's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology