United Nations Federal Credit Union in Georgia vs the state
1.7%Denial rate-17.55 pts vs state
2.2%Decision denial rate-22.85 pts vs state
73.3%Origination rate+19.24 pts vs state
5.94%Median rate-0.69 pts vs state
-0.25Rate spread (pts)-0.52 pts vs state
$236kMedian applicant income
44Loans originated
1Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 31 | 15 | 6.5% | 6.63% | #484 |
| 2024 | 34 | 17 | 11.8% | 6.00% | #482 |
| 2025 | 60 | 44 | 1.7% | 5.94% | #420 |
What United Nations Federal Credit Union lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most United Nations Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Forsyth County | 29 | 23 | 0 | 0.0% |
| Fulton County | 7 | 4 | 0 | 0.0% |
| Dawson County | 6 | 4 | 0 | 0.0% |
| Chatham County | 5 | 4 | 1 | 20.0% |
| DeKalb County | 4 | 1 | 0 | 0.0% |
| Cobb County | 4 | 4 | 0 | 0.0% |
| Gwinnett County | 2 | 2 | 0 | 0.0% |
| Fayette County | 1 | 1 | 0 | 0.0% |
| Clarke County | 1 | 0 | 0 | 0.0% |
| Cherokee County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 60 applications in 2025, of which 44 were originated and 1 denied.
1.7% of all applications, or 2.2% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans United Nations Federal Credit Union originated in Georgia in 2025 was 5.94%, against a statewide median of 6.63%.
About this data. Figures are United Nations Federal Credit Union's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology