Trustmark National Bank in Tennessee vs the state
22.1%Denial rate+4.93 pts vs state
25.1%Decision denial rate+3.43 pts vs state
64.0%Origination rate+5.94 pts vs state
6.95%Median rate+0.33 pts vs state
0.22Rate spread (pts)-0.01 pts vs state
$80kMedian applicant income
322Loans originated
111Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,087 | 706 | 17.2% | 7.00% | #59 |
| 2024 | 587 | 360 | 23.2% | 7.00% | #92 |
| 2025 | 503 | 322 | 22.1% | 6.95% | #115 |
What Trustmark National Bank lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Trustmark National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Shelby County | 410 | 255 | 98 | 23.9% |
| Fayette County | 42 | 26 | 8 | 19.0% |
| Tipton County | 10 | 7 | 2 | 20.0% |
| McNairy County | 6 | 5 | 0 | 0.0% |
| Hardin County | 4 | 4 | 0 | 0.0% |
| Davidson County | 4 | 3 | 1 | 25.0% |
| Williamson County | 3 | 3 | 0 | 0.0% |
| DeKalb County | 3 | 2 | 0 | 0.0% |
| Hamilton County | 3 | 2 | 0 | 0.0% |
| Rutherford County | 2 | 2 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 503 applications in 2025, of which 322 were originated and 111 denied.
22.1% of all applications, or 25.1% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Trustmark National Bank originated in Tennessee in 2025 was 6.95%, against a statewide median of 6.62%.
About this data. Figures are Trustmark National Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology