Trustmark National Bank · Georgia · 2025

Trustmark National Bank in Georgia: approval rate, denial rate and rates (2025)

Trustmark National Bank took 66 mortgage applications in Georgia in 2025, ranking #403 of 1,201 lenders active in the state. It originated 80.3% of them and denied 9.1% (10.2% of the applications it decided), against a statewide denial rate of 19.2%.

66Applicationsin GA
10.2%Decision denial ratestate 25.1%
6.50%Median ratestate 6.63%
$410,000Median loanstate $235,000
$24MVolume23 counties

Trustmark National Bank in Georgia vs the state

9.1%Denial rate-10.13 pts vs state
10.2%Decision denial rate-14.90 pts vs state
80.3%Origination rate+26.21 pts vs state
6.50%Median rate-0.13 pts vs state
0.10Rate spread (pts)-0.17 pts vs state
$126kMedian applicant income
53Loans originated
6Denied

Trend in Georgia

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023302610.0%6.38%#495
202457467.0%6.13%#416
202566539.1%6.50%#403

What Trustmark National Bank lends in Georgia

By loan purpose

Home purchase 52 79% · 5.8% denied
Refinance 2 3% · 0.0% denied
Cash-out refinance 2 3% · 0.0% denied
Home improvement 1 2% · 0.0% denied
Other / HELOC 9 14% · 33.3% denied

By loan type

Conventional 40 61% · 7.5% denied
FHA 11 17% · 18.2% denied
VA 15 23% · 6.7% denied

Why it denied Georgia applicants

Credit history 3 50%
Debt-to-income ratio 2 33%
Collateral 1 17%

Where in Georgia

Counties with the most Trustmark National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Harris County 29281 3.4%
Cobb County 520 0.0%
Fulton County 421 25.0%
DeKalb County 321 33.3%
Muscogee County 320 0.0%
Cherokee County 330 0.0%
Gwinnett County 320 0.0%
Coweta County 110 0.0%
Dawson County 110 0.0%
Henry County 110 0.0%

Other large lenders in Georgia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 29,84518.2%6.63%
United Shore Financial ServicesB 23,78412.6%6.25%
Navy Federal Credit UnionD 12,38826.4%7.95%
Truist BankC 10,56338.7%6.49%
Pennymac Loan ServicesC 10,27311.6%6.49%
Broker SolutionsD 9,7098.6%6.63%
Mortgage Research CenterC 9,44319.8%6.25%
Freedom MortgageB 9,2939.1%6.25%
Bank of AmericaF 9,16836.5%6.24%
Ameris BankB 8,06510.1%6.50%

Frequently asked questions

Georgia: 66 applications in 2025, of which 53 were originated and 6 denied.

9.1% of all applications, or 10.2% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.

The median rate on loans Trustmark National Bank originated in Georgia in 2025 was 6.50%, against a statewide median of 6.63%.

About this data. Figures are Trustmark National Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology