Trumark Financial Credit Union in New Jersey vs the state
25.7%Denial rate+8.00 pts vs state
29.7%Decision denial rate+6.69 pts vs state
59.5%Origination rate+3.77 pts vs state
6.74%Median rate-0.01 pts vs state
-0.20Rate spread (pts)-0.48 pts vs state
$156kMedian applicant income
236Loans originated
102Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 402 | 256 | 21.4% | 7.24% | #110 |
| 2024 | 399 | 256 | 20.8% | 7.49% | #120 |
| 2025 | 397 | 236 | 25.7% | 6.74% | #138 |
What Trumark Financial Credit Union lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Trumark Financial Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Camden County | 94 | 59 | 19 | 20.2% |
| Cape May County | 62 | 38 | 15 | 24.2% |
| Gloucester County | 52 | 30 | 15 | 28.8% |
| Burlington County | 50 | 32 | 9 | 18.0% |
| Atlantic County | 35 | 24 | 9 | 25.7% |
| Mercer County | 24 | 8 | 13 | 54.2% |
| Middlesex County | 14 | 5 | 5 | 35.7% |
| Morris County | 10 | 9 | 1 | 10.0% |
| Essex County | 10 | 6 | 3 | 30.0% |
| Monmouth County | 8 | 3 | 2 | 25.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 397 applications in 2025, of which 236 were originated and 102 denied.
25.7% of all applications, or 29.7% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Trumark Financial Credit Union originated in New Jersey in 2025 was 6.74%, against a statewide median of 6.75%.
About this data. Figures are Trumark Financial Credit Union's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology