Trumark Financial Credit Union · Maryland · 2025

Trumark Financial Credit Union in Maryland: approval rate, denial rate and rates (2025)

Trumark Financial Credit Union took 21 mortgage applications in Maryland in 2025, ranking #402 of 810 lenders active in the state. It originated 81.0% of them and denied 9.5% (10.0% of the applications it decided), against a statewide denial rate of 18.8%.

21Applicationsin MD
10.0%Decision denial ratestate 24.1%
6.13%Median ratestate 6.63%
$455,000Median loanstate $265,000
$8.5MVolume10 counties

Trumark Financial Credit Union in Maryland vs the state

9.5%Denial rate-9.28 pts vs state
10.0%Decision denial rate-14.13 pts vs state
81.0%Origination rate+25.24 pts vs state
6.13%Median rate-0.50 pts vs state
-0.01Rate spread (pts)-0.26 pts vs state
$236kMedian applicant income
17Loans originated
2Denied

What Trumark Financial Credit Union lends in Maryland

By loan purpose

Home purchase 11 52% · 0.0% denied
Refinance 7 33% · 0.0% denied
Cash-out refinance 1 5% · 0.0% denied
Home improvement 1 5% · 100.0% denied
Other / HELOC 1 5% · 100.0% denied

By loan type

Conventional 21 100% · 9.5% denied

Why it denied Maryland applicants

Other 1 50%
Collateral 1 50%

Where in Maryland

Counties with the most Trumark Financial Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Baltimore County 541 20.0%
Anne Arundel County 330 0.0%
Carroll County 330 0.0%
Howard County 220 0.0%
Montgomery County 210 0.0%
St. Mary's County 100 0.0%
Frederick County 110 0.0%
Baltimore city 110 0.0%
Garrett County 110 0.0%
Prince George's County 110 0.0%

Other large lenders in Maryland

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 12,80616.8%6.63%
Navy Federal Credit UnionD 11,43623.0%8.00%
United Shore Financial ServicesB 9,30716.0%6.13%
Truist BankC 6,55934.9%6.49%
Bank of AmericaF 6,05135.8%6.24%
NewrezD 5,73921.0%6.63%
State Employees Credit Union of MarylandD 5,62444.6%6.25%
PNC BankD 5,58228.0%7.41%
Manufacturers and Traders TrustC 5,49732.0%5.99%
Pennymac Loan ServicesC 5,41112.4%6.49%

Frequently asked questions

Maryland: 21 applications in 2025, of which 17 were originated and 2 denied.

9.5% of all applications, or 10.0% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.

The median rate on loans Trumark Financial Credit Union originated in Maryland in 2025 was 6.13%, against a statewide median of 6.63%.

About this data. Figures are Trumark Financial Credit Union's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology