Truliant Federal Credit Union · Colorado · 2025

Truliant Federal Credit Union in Colorado: approval rate, denial rate and rates (2025)

Truliant Federal Credit Union took 6 mortgage applications in Colorado in 2025, ranking #578 of 1,114 lenders active in the state. It originated 0.0% of them and denied 100.0% (100.0% of the applications it decided), against a statewide denial rate of 15.6%.

6Applicationsin CO
100.0%Decision denial ratestate 19.7%
Median ratestate 6.63%
$110,000Median loanstate $325,000
$0Volume6 counties

Truliant Federal Credit Union in Colorado vs the state

100.0%Denial rate+84.37 pts vs state
100.0%Decision denial rate+80.34 pts vs state
0.0%Origination rate-60.02 pts vs state
Median rate
Rate spread (pts)
$88kMedian applicant income
0Loans originated
6Denied

What Truliant Federal Credit Union lends in Colorado

By loan purpose

Cash-out refinance 1 17% · 100.0% denied
Home improvement 1 17% · 100.0% denied
Other / HELOC 4 67% · 100.0% denied

By loan type

Conventional 6 100% · 100.0% denied

Why it denied Colorado applicants

Collateral 5 83%
Debt-to-income ratio 1 17%

Where in Colorado

Counties with the most Truliant Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Adams County 101 100.0%
Pueblo County 101 100.0%
Park County 101 100.0%
Morgan County 101 100.0%
Weld County 101 100.0%
La Plata County 101 100.0%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 6 applications in 2025, of which 0 were originated and 6 denied.

100.0% of all applications, or 100.0% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Truliant Federal Credit Union's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology