Truist Bank in Illinois vs the state
10.6%Denial rate-6.48 pts vs state
15.2%Decision denial rate-6.53 pts vs state
59.6%Origination rate+0.83 pts vs state
6.49%Median rate-0.26 pts vs state
0.14Rate spread (pts)-0.24 pts vs state
$142kMedian applicant income
56Loans originated
10Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 180 | 128 | 11.7% | 6.66% | #239 |
| 2024 | 111 | 65 | 10.8% | 6.63% | #322 |
| 2025 | 94 | 56 | 10.6% | 6.49% | #355 |
What Truist Bank lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Truist Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 35 | 21 | 3 | 8.6% |
| St. Clair County | 10 | 5 | 2 | 20.0% |
| Lake County | 7 | 3 | 1 | 14.3% |
| Monroe County | 7 | 6 | 0 | 0.0% |
| DuPage County | 6 | 5 | 0 | 0.0% |
| Will County | 4 | 2 | 2 | 50.0% |
| Madison County | 4 | 4 | 0 | 0.0% |
| McLean County | 2 | 2 | 0 | 0.0% |
| Williamson County | 2 | 0 | 0 | 0.0% |
| McHenry County | 2 | 2 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 94 applications in 2025, of which 56 were originated and 10 denied.
10.6% of all applications, or 15.2% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Truist Bank originated in Illinois in 2025 was 6.49%, against a statewide median of 6.75%.
About this data. Figures are Truist Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology