Transportation Federal Credit Union in Indiana vs the state
5.0%Denial rate-11.57 pts vs state
5.3%Decision denial rate-14.88 pts vs state
90.0%Origination rate+27.75 pts vs state
7.88%Median rate+1.13 pts vs state
2.24Rate spread (pts)+1.88 pts vs state
$106kMedian applicant income
18Loans originated
1Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 5 | 11.1% | 8.75% | #533 |
| 2024 | 15 | 10 | 20.0% | 8.88% | #487 |
| 2025 | 20 | 18 | 5.0% | 7.88% | #454 |
What Transportation Federal Credit Union lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Transportation Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Joseph County | 3 | 3 | 0 | 0.0% |
| Marion County | 3 | 3 | 0 | 0.0% |
| Porter County | 1 | 1 | 0 | 0.0% |
| Hancock County | 1 | 1 | 0 | 0.0% |
| Brown County | 1 | 1 | 0 | 0.0% |
| Lake County | 1 | 1 | 0 | 0.0% |
| Hamilton County | 1 | 1 | 0 | 0.0% |
| LaPorte County | 1 | 1 | 0 | 0.0% |
| Grant County | 1 | 1 | 0 | 0.0% |
| Jasper County | 1 | 0 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 20 applications in 2025, of which 18 were originated and 1 denied.
5.0% of all applications, or 5.3% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Transportation Federal Credit Union originated in Indiana in 2025 was 7.88%, against a statewide median of 6.75%.
About this data. Figures are Transportation Federal Credit Union's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology