Traditional Mortgage Acceptance in Oklahoma vs the state
6.3%Denial rate-11.67 pts vs state
6.7%Decision denial rate-16.20 pts vs state
87.5%Origination rate+31.40 pts vs state
6.00%Median rate-0.63 pts vs state
—Rate spread (pts)
$27kMedian applicant income
14Loans originated
1Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 14 | 10 | 21.4% | 6.31% | #348 |
| 2025 | 16 | 14 | 6.3% | 6.00% | #350 |
What Traditional Mortgage Acceptance lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Traditional Mortgage Acceptance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tulsa County | 2 | 2 | 0 | 0.0% |
| Cleveland County | 2 | 1 | 1 | 50.0% |
| Wagoner County | 2 | 2 | 0 | 0.0% |
| Oklahoma County | 2 | 2 | 0 | 0.0% |
| Pontotoc County | 1 | 1 | 0 | 0.0% |
| Canadian County | 1 | 1 | 0 | 0.0% |
| Delaware County | 1 | 1 | 0 | 0.0% |
| Osage County | 1 | 1 | 0 | 0.0% |
| Carter County | 1 | 1 | 0 | 0.0% |
| Creek County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 16 applications in 2025, of which 14 were originated and 1 denied.
6.3% of all applications, or 6.7% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Traditional Mortgage Acceptance originated in Oklahoma in 2025 was 6.00%, against a statewide median of 6.63%.
About this data. Figures are Traditional Mortgage Acceptance's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology