Toyota Financial Savings Bank · Tennessee · 2025

Toyota Financial Savings Bank in Tennessee: approval rate, denial rate and rates (2025)

Toyota Financial Savings Bank took 10 mortgage applications in Tennessee in 2025, ranking #638 of 1,274 lenders active in the state. It originated 90.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.1%.

10Applicationsin TN
0.0%Decision denial ratestate 21.7%
Median ratestate 6.62%
$420,000Median loanstate $225,000
$5.0MVolume8 counties

Toyota Financial Savings Bank in Tennessee vs the state

0.0%Denial rate-17.14 pts vs state
0.0%Decision denial rate-21.68 pts vs state
90.0%Origination rate+31.92 pts vs state
Median rate
Rate spread (pts)
$510kMedian applicant income
9Loans originated
0Denied

Trend in Tennessee

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231190.0%7.13%#597
202410710.0%7.13%#602
20251090.0%#638

What Toyota Financial Savings Bank lends in Tennessee

By loan purpose

Home purchase 8 80% · 0.0% denied
Cash-out refinance 1 10% · 0.0% denied
Other / HELOC 1 10% · 0.0% denied

By loan type

Conventional 10 100% · 0.0% denied

Where in Tennessee

Counties with the most Toyota Financial Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Williamson County 210 0.0%
Hamilton County 110 0.0%
Bradley County 110 0.0%
Sullivan County 110 0.0%
Madison County 110 0.0%
Davidson County 110 0.0%
Shelby County 110 0.0%
Sumner County 110 0.0%

Other large lenders in Tennessee

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,50317.3%6.50%
United Shore Financial ServicesB 12,45810.9%6.12%
Regions BankC 11,24736.5%4.99%
Vanderbilt Mortgage and FinanceF 9,64935.8%8.75%
Mortgage Research CenterC 6,56817.3%6.25%
FirstBankC 5,67714.5%6.88%
CMG MortgageA 5,6432.9%6.50%
Freedom MortgageB 5,4938.0%6.25%
Pennymac Loan ServicesC 5,33111.2%6.00%
Mortgage Investors GroupB 4,4543.5%6.50%

Frequently asked questions

Tennessee: 10 applications in 2025, of which 9 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Toyota Financial Savings Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology