Town & Country Bank in Missouri vs the state
8.1%Denial rate-6.96 pts vs state
8.5%Decision denial rate-10.25 pts vs state
81.1%Origination rate+18.42 pts vs state
—Median rate
—Rate spread (pts)
$88kMedian applicant income
240Loans originated
24Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 347 | 299 | 7.5% | — | #102 |
| 2024 | 343 | 291 | 7.3% | — | #116 |
| 2025 | 296 | 240 | 8.1% | — | #135 |
What Town & Country Bank lends in Missouri
By loan purpose
By loan type
Where in Missouri
Counties with the most Town & Country Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 21 | 18 | 0 | 0.0% |
| Franklin County | 10 | 10 | 0 | 0.0% |
| St. Louis city | 6 | 5 | 0 | 0.0% |
| Jefferson County | 4 | 4 | 0 | 0.0% |
| Warren County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 296 applications in 2025, of which 240 were originated and 24 denied.
8.1% of all applications, or 8.5% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Town & Country Bank's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology