Top Flite Financial in Maine vs the state
5.3%Denial rate-11.07 pts vs state
11.8%Decision denial rate-8.32 pts vs state
39.5%Origination rate-22.70 pts vs state
6.88%Median rate0.00 pts vs state
1.39Rate spread (pts)+1.06 pts vs state
$76kMedian applicant income
15Loans originated
2Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 30 | 10 | 6.7% | 6.81% | #137 |
| 2024 | 33 | 18 | 21.2% | 6.75% | #134 |
| 2025 | 38 | 15 | 5.3% | 6.88% | #137 |
What Top Flite Financial lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Top Flite Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 7 | 1 | 0 | 0.0% |
| Cumberland County | 7 | 3 | 1 | 14.3% |
| Waldo County | 5 | 2 | 1 | 20.0% |
| Aroostook County | 4 | 0 | 0 | 0.0% |
| Penobscot County | 3 | 3 | 0 | 0.0% |
| Franklin County | 3 | 2 | 0 | 0.0% |
| Kennebec County | 2 | 0 | 0 | 0.0% |
| Oxford County | 2 | 2 | 0 | 0.0% |
| Somerset County | 2 | 1 | 0 | 0.0% |
| Androscoggin County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 38 applications in 2025, of which 15 were originated and 2 denied.
5.3% of all applications, or 11.8% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Top Flite Financial originated in Maine in 2025 was 6.88%, against a statewide median of 6.88%.
About this data. Figures are Top Flite Financial's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology