Top Flite Financial in Kansas vs the state
5.0%Denial rate-10.03 pts vs state
10.0%Decision denial rate-8.28 pts vs state
45.0%Origination rate-18.82 pts vs state
6.88%Median rate+0.25 pts vs state
1.72Rate spread (pts)+1.42 pts vs state
$70kMedian applicant income
18Loans originated
2Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 37 | 17 | 8.1% | 7.25% | #228 |
| 2024 | 63 | 30 | 19.1% | 6.75% | #190 |
| 2025 | 40 | 18 | 5.0% | 6.88% | #246 |
What Top Flite Financial lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Top Flite Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sedgwick County | 6 | 6 | 0 | 0.0% |
| Johnson County | 4 | 0 | 0 | 0.0% |
| Shawnee County | 3 | 1 | 0 | 0.0% |
| Geary County | 3 | 1 | 0 | 0.0% |
| Cherokee County | 3 | 2 | 0 | 0.0% |
| Crawford County | 3 | 0 | 0 | 0.0% |
| Ottawa County | 2 | 1 | 0 | 0.0% |
| Miami County | 2 | 1 | 0 | 0.0% |
| Douglas County | 2 | 0 | 0 | 0.0% |
| Brown County | 2 | 0 | 1 | 50.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 40 applications in 2025, of which 18 were originated and 2 denied.
5.0% of all applications, or 10.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Top Flite Financial originated in Kansas in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Top Flite Financial's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology