Tomo Mortgage in Indiana vs the state
2.4%Denial rate-14.21 pts vs state
5.5%Decision denial rate-14.69 pts vs state
40.9%Origination rate-21.31 pts vs state
6.38%Median rate-0.38 pts vs state
-0.04Rate spread (pts)-0.41 pts vs state
$135kMedian applicant income
52Loans originated
3Denied
What Tomo Mortgage lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Tomo Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 23 | 11 | 0 | 0.0% |
| Hamilton County | 19 | 8 | 0 | 0.0% |
| Lake County | 9 | 4 | 0 | 0.0% |
| Monroe County | 6 | 1 | 1 | 16.7% |
| Hendricks County | 6 | 1 | 0 | 0.0% |
| Allen County | 5 | 4 | 0 | 0.0% |
| St. Joseph County | 4 | 1 | 0 | 0.0% |
| Johnson County | 4 | 3 | 0 | 0.0% |
| Tippecanoe County | 4 | 1 | 0 | 0.0% |
| Bartholomew County | 4 | 2 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 127 applications in 2025, of which 52 were originated and 3 denied.
2.4% of all applications, or 5.5% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Tomo Mortgage originated in Indiana in 2025 was 6.38%, against a statewide median of 6.75%.
About this data. Figures are Tomo Mortgage's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology