The Stock Exchange Bank, Caldwell, Kansas · Kansas · 2025

The Stock Exchange Bank, Caldwell, Kansas in Kansas: approval rate, denial rate and rates (2025)

The Stock Exchange Bank, Caldwell, Kansas took 75 mortgage applications in Kansas in 2025, ranking #190 of 766 lenders active in the state. It originated 97.3% of them and denied 1.3% (1.3% of the applications it decided), against a statewide denial rate of 15.0%.

75Applicationsin KS
1.3%Decision denial ratestate 18.3%
Median ratestate 6.63%
$125,000Median loanstate $165,000
$9.8MVolume5 counties

The Stock Exchange Bank, Caldwell, Kansas in Kansas vs the state

1.3%Denial rate-13.70 pts vs state
1.3%Decision denial rate-16.95 pts vs state
97.3%Origination rate+33.51 pts vs state
Median rate
Rate spread (pts)
$125kMedian applicant income
73Loans originated
1Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
202395852.1%#150
20241061010.0%#147
202575731.3%#190

What The Stock Exchange Bank, Caldwell, Kansas lends in Kansas

By loan purpose

Home purchase 33 44% · 3.0% denied
Refinance 8 11% · 0.0% denied
Cash-out refinance 34 45% · 0.0% denied

By loan type

Conventional 75 100% · 1.3% denied

Why it denied Kansas applicants

Credit history 1 100%

Where in Kansas

Counties with the most The Stock Exchange Bank, Caldwell, Kansas applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sedgwick County 48470 0.0%
Cowley County 17170 0.0%
Sumner County 871 12.5%
Ellis County 110 0.0%
Harvey County 110 0.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 75 applications in 2025, of which 73 were originated and 1 denied.

1.3% of all applications, or 1.3% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are The Stock Exchange Bank, Caldwell, Kansas's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology