The Northern Trust · Washington · 2025

The Northern Trust in Washington: approval rate, denial rate and rates (2025)

The Northern Trust took 8 mortgage applications in Washington in 2025, ranking #480 of 822 lenders active in the state. It originated 75.0% of them and denied 25.0% (25.0% of the applications it decided), against a statewide denial rate of 15.7%.

8Applicationsin WA
25.0%Decision denial ratestate 19.5%
Median ratestate 6.63%
$1,005,000Median loanstate $335,000
$5.7MVolume5 counties

The Northern Trust in Washington vs the state

25.0%Denial rate+9.35 pts vs state
25.0%Decision denial rate+5.46 pts vs state
75.0%Origination rate+13.94 pts vs state
Median rate
Rate spread (pts)
$350kMedian applicant income
6Loans originated
2Denied

What The Northern Trust lends in Washington

By loan purpose

Home purchase 1 13% · 0.0% denied
Refinance 3 38% · 0.0% denied
Other / HELOC 4 50% · 50.0% denied

By loan type

Conventional 8 100% · 25.0% denied

Where in Washington

Counties with the most The Northern Trust applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
King County 330 0.0%
Island County 220 0.0%
Kittitas County 101 100.0%
Pierce County 110 0.0%
Chelan County 101 100.0%

Other large lenders in Washington

LenderGradeApplicationsDenial rateMedian rate
Boeing Employees Credit UnionB 21,59923.8%6.13%
Rocket MortgageC 14,30115.9%6.63%
United Shore Financial ServicesB 13,77010.0%6.13%
Guild MortgageA 8,0563.4%6.63%
CMG MortgageA 7,8173.1%6.63%
Movement MortgageA 7,4723.6%6.63%
Bank of AmericaF 6,98627.0%5.99%
Crosscountry MortgageB 6,9033.1%6.63%
U.S. BankD 6,56827.6%6.63%
NewrezD 5,84912.9%6.63%

Frequently asked questions

Washington: 8 applications in 2025, of which 6 were originated and 2 denied.

25.0% of all applications, or 25.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are The Northern Trust's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology