The National Bank of Indianapolis in Indiana vs the state
2.4%Denial rate-14.22 pts vs state
2.6%Decision denial rate-17.57 pts vs state
87.7%Origination rate+25.45 pts vs state
—Median rate
—Rate spread (pts)
$268kMedian applicant income
485Loans originated
13Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 484 | 394 | 6.6% | — | #101 |
| 2024 | 401 | 326 | 5.0% | — | #126 |
| 2025 | 553 | 485 | 2.4% | — | #107 |
What The National Bank of Indianapolis lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most The National Bank of Indianapolis applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 245 | 216 | 7 | 2.9% |
| Hamilton County | 182 | 163 | 4 | 2.2% |
| Boone County | 51 | 40 | 1 | 2.0% |
| Johnson County | 25 | 24 | 0 | 0.0% |
| Hendricks County | 18 | 16 | 0 | 0.0% |
| Brown County | 5 | 4 | 1 | 20.0% |
| Kosciusko County | 5 | 5 | 0 | 0.0% |
| Hancock County | 4 | 3 | 0 | 0.0% |
| Bartholomew County | 3 | 2 | 0 | 0.0% |
| Putnam County | 3 | 3 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 553 applications in 2025, of which 485 were originated and 13 denied.
2.4% of all applications, or 2.6% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The National Bank of Indianapolis's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology