The Mortgage Firm in Georgia vs the state
1.3%Denial rate-17.97 pts vs state
1.4%Decision denial rate-23.64 pts vs state
77.5%Origination rate+23.41 pts vs state
6.75%Median rate+0.13 pts vs state
0.60Rate spread (pts)+0.33 pts vs state
$118kMedian applicant income
62Loans originated
1Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 116 | 81 | 6.0% | 6.63% | #286 |
| 2024 | 61 | 48 | 1.6% | 6.63% | #405 |
| 2025 | 80 | 62 | 1.3% | 6.75% | #371 |
What The Mortgage Firm lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most The Mortgage Firm applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 8 | 7 | 0 | 0.0% |
| Houston County | 8 | 6 | 0 | 0.0% |
| Jasper County | 5 | 5 | 0 | 0.0% |
| Butts County | 4 | 2 | 0 | 0.0% |
| Muscogee County | 4 | 4 | 0 | 0.0% |
| Toombs County | 3 | 2 | 1 | 33.3% |
| Lamar County | 3 | 3 | 0 | 0.0% |
| Cobb County | 3 | 2 | 0 | 0.0% |
| Paulding County | 3 | 1 | 0 | 0.0% |
| Hall County | 3 | 2 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 80 applications in 2025, of which 62 were originated and 1 denied.
1.3% of all applications, or 1.4% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans The Mortgage Firm originated in Georgia in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are The Mortgage Firm's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology