The Loan Store in Indiana vs the state
8.3%Denial rate-8.25 pts vs state
9.2%Decision denial rate-10.92 pts vs state
71.5%Origination rate+9.28 pts vs state
6.75%Median rate0.00 pts vs state
0.38Rate spread (pts)+0.01 pts vs state
$112kMedian applicant income
387Loans originated
45Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 50 | 28 | 12.0% | 7.19% | #322 |
| 2024 | 388 | 261 | 8.8% | 6.88% | #132 |
| 2025 | 541 | 387 | 8.3% | 6.75% | #110 |
What The Loan Store lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most The Loan Store applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 103 | 68 | 8 | 7.8% |
| Clark County | 68 | 48 | 2 | 2.9% |
| Hamilton County | 54 | 44 | 3 | 5.6% |
| Floyd County | 36 | 30 | 1 | 2.8% |
| Lake County | 27 | 18 | 4 | 14.8% |
| Hendricks County | 25 | 17 | 4 | 16.0% |
| Vanderburgh County | 21 | 19 | 0 | 0.0% |
| Morgan County | 17 | 10 | 3 | 17.6% |
| Johnson County | 16 | 10 | 2 | 12.5% |
| Monroe County | 11 | 6 | 2 | 18.2% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 541 applications in 2025, of which 387 were originated and 45 denied.
8.3% of all applications, or 9.2% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans The Loan Store originated in Indiana in 2025 was 6.75%, against a statewide median of 6.75%.
About this data. Figures are The Loan Store's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology