The Huntington National Bank in Oregon vs the state
1.8%Denial rate-13.52 pts vs state
2.1%Decision denial rate-17.03 pts vs state
82.1%Origination rate+21.52 pts vs state
7.13%Median rate+0.38 pts vs state
0.68Rate spread (pts)+0.40 pts vs state
$328kMedian applicant income
46Loans originated
1Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 70 | 58 | 1.4% | 6.81% | #173 |
| 2024 | 52 | 44 | 5.8% | 6.88% | #200 |
| 2025 | 56 | 46 | 1.8% | 7.13% | #208 |
What The Huntington National Bank lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most The Huntington National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 16 | 14 | 1 | 6.3% |
| Lane County | 11 | 10 | 0 | 0.0% |
| Deschutes County | 10 | 9 | 0 | 0.0% |
| Clackamas County | 3 | 2 | 0 | 0.0% |
| Washington County | 3 | 2 | 0 | 0.0% |
| Benton County | 2 | 2 | 0 | 0.0% |
| Marion County | 2 | 1 | 0 | 0.0% |
| Yamhill County | 2 | 0 | 0 | 0.0% |
| Clatsop County | 1 | 1 | 0 | 0.0% |
| Union County | 1 | 1 | 0 | 0.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 56 applications in 2025, of which 46 were originated and 1 denied.
1.8% of all applications, or 2.1% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans The Huntington National Bank originated in Oregon in 2025 was 7.13%, against a statewide median of 6.75%.
About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology