The Huntington National Bank in Massachusetts vs the state
3.2%Denial rate-13.04 pts vs state
4.1%Decision denial rate-15.87 pts vs state
73.0%Origination rate+10.42 pts vs state
6.88%Median rate+0.25 pts vs state
0.51Rate spread (pts)+0.42 pts vs state
$402kMedian applicant income
46Loans originated
2Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 84 | 66 | 4.8% | 6.63% | #252 |
| 2024 | 57 | 48 | 3.5% | 6.75% | #303 |
| 2025 | 63 | 46 | 3.2% | 6.88% | #297 |
What The Huntington National Bank lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most The Huntington National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 18 | 11 | 1 | 5.6% |
| Suffolk County | 9 | 8 | 0 | 0.0% |
| Essex County | 7 | 6 | 0 | 0.0% |
| Norfolk County | 6 | 3 | 0 | 0.0% |
| Plymouth County | 5 | 5 | 0 | 0.0% |
| Worcester County | 5 | 4 | 0 | 0.0% |
| Bristol County | 5 | 2 | 0 | 0.0% |
| Barnstable County | 4 | 4 | 0 | 0.0% |
| Hampshire County | 2 | 1 | 1 | 50.0% |
| Hampden County | 1 | 1 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 63 applications in 2025, of which 46 were originated and 2 denied.
3.2% of all applications, or 4.1% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans The Huntington National Bank originated in Massachusetts in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology