The Huntington National Bank in Georgia vs the state
3.3%Denial rate-15.96 pts vs state
4.4%Decision denial rate-20.72 pts vs state
69.6%Origination rate+15.48 pts vs state
6.81%Median rate+0.19 pts vs state
0.42Rate spread (pts)+0.15 pts vs state
$250kMedian applicant income
64Loans originated
3Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 159 | 103 | 6.3% | 6.38% | #254 |
| 2024 | 98 | 56 | 9.2% | 6.88% | #336 |
| 2025 | 92 | 64 | 3.3% | 6.81% | #351 |
What The Huntington National Bank lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most The Huntington National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 17 | 11 | 0 | 0.0% |
| Gwinnett County | 9 | 8 | 0 | 0.0% |
| Cobb County | 6 | 3 | 0 | 0.0% |
| DeKalb County | 6 | 3 | 0 | 0.0% |
| Hall County | 3 | 3 | 0 | 0.0% |
| Forsyth County | 3 | 2 | 1 | 33.3% |
| Clayton County | 3 | 1 | 0 | 0.0% |
| Chatham County | 3 | 1 | 0 | 0.0% |
| Greene County | 3 | 1 | 1 | 33.3% |
| Lowndes County | 2 | 2 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 92 applications in 2025, of which 64 were originated and 3 denied.
3.3% of all applications, or 4.4% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans The Huntington National Bank originated in Georgia in 2025 was 6.81%, against a statewide median of 6.63%.
About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology