The Hometown Savings Bank in Indiana vs the state
8.0%Denial rate-8.57 pts vs state
8.0%Decision denial rate-12.14 pts vs state
83.3%Origination rate+21.08 pts vs state
6.50%Median rate-0.25 pts vs state
0.15Rate spread (pts)-0.22 pts vs state
$98kMedian applicant income
125Loans originated
12Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 114 | 89 | 8.8% | — | #232 |
| 2024 | 161 | 128 | 7.5% | — | #213 |
| 2025 | 150 | 125 | 8.0% | 6.50% | #232 |
What The Hometown Savings Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most The Hometown Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Vigo County | 103 | 87 | 7 | 6.8% |
| Clay County | 23 | 19 | 2 | 8.7% |
| Sullivan County | 6 | 4 | 1 | 16.7% |
| Vanderburgh County | 3 | 3 | 0 | 0.0% |
| Vermillion County | 3 | 1 | 1 | 33.3% |
| Monroe County | 2 | 2 | 0 | 0.0% |
| Dubois County | 2 | 2 | 0 | 0.0% |
| Parke County | 2 | 2 | 0 | 0.0% |
| Johnson County | 1 | 1 | 0 | 0.0% |
| Knox County | 1 | 1 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 150 applications in 2025, of which 125 were originated and 12 denied.
8.0% of all applications, or 8.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans The Hometown Savings Bank originated in Indiana in 2025 was 6.50%, against a statewide median of 6.75%.
About this data. Figures are The Hometown Savings Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology