The Farmers Bank, Frankfort, Indiana in Indiana vs the state
12.7%Denial rate-3.92 pts vs state
13.2%Decision denial rate-6.99 pts vs state
81.4%Origination rate+19.13 pts vs state
—Median rate
—Rate spread (pts)
$96kMedian applicant income
341Loans originated
53Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 431 | 362 | 8.4% | — | #108 |
| 2024 | 442 | 364 | 11.1% | — | #117 |
| 2025 | 419 | 341 | 12.7% | — | #132 |
What The Farmers Bank, Frankfort, Indiana lends in Indiana
By loan purpose
By loan type
Where in Indiana
Counties with the most The Farmers Bank, Frankfort, Indiana applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clinton County | 169 | 129 | 26 | 15.4% |
| Hamilton County | 101 | 87 | 10 | 9.9% |
| Boone County | 60 | 48 | 11 | 18.3% |
| Marion County | 25 | 22 | 2 | 8.0% |
| Tippecanoe County | 13 | 10 | 2 | 15.4% |
| Howard County | 8 | 8 | 0 | 0.0% |
| Madison County | 7 | 5 | 1 | 14.3% |
| Carroll County | 7 | 7 | 0 | 0.0% |
| Montgomery County | 5 | 4 | 0 | 0.0% |
| Hendricks County | 3 | 3 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 419 applications in 2025, of which 341 were originated and 53 denied.
12.7% of all applications, or 13.2% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Farmers Bank, Frankfort, Indiana's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology