The Family in Iowa vs the state
21.5%Denial rate+8.66 pts vs state
25.2%Decision denial rate+9.88 pts vs state
63.9%Origination rate-4.54 pts vs state
7.74%Median rate+1.24 pts vs state
—Rate spread (pts)
$78kMedian applicant income
101Loans originated
34Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 169 | 132 | 14.2% | 7.50% | #102 |
| 2024 | 180 | 129 | 15.6% | 8.49% | #105 |
| 2025 | 158 | 101 | 21.5% | 7.74% | #120 |
What The Family lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most The Family applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Scott County | 107 | 76 | 23 | 21.5% |
| Muscatine County | 17 | 8 | 1 | 5.9% |
| Dallas County | 17 | 8 | 6 | 35.3% |
| Clinton County | 5 | 2 | 1 | 20.0% |
| Cedar County | 3 | 3 | 0 | 0.0% |
| Louisa County | 3 | 1 | 1 | 33.3% |
| Black Hawk County | 2 | 1 | 1 | 50.0% |
| Boone County | 1 | 0 | 0 | 0.0% |
| Marion County | 1 | 1 | 0 | 0.0% |
| Guthrie County | 1 | 0 | 1 | 100.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 158 applications in 2025, of which 101 were originated and 34 denied.
21.5% of all applications, or 25.2% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans The Family originated in Iowa in 2025 was 7.74%, against a statewide median of 6.50%.
About this data. Figures are The Family's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology