The Dart Bank in Illinois vs the state
7.3%Denial rate-9.85 pts vs state
8.0%Decision denial rate-13.68 pts vs state
80.0%Origination rate+21.26 pts vs state
6.25%Median rate-0.50 pts vs state
0.15Rate spread (pts)-0.23 pts vs state
$100kMedian applicant income
44Loans originated
4Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 3 | 0.0% | 6.88% | #777 |
| 2025 | 55 | 44 | 7.3% | 6.25% | #445 |
What The Dart Bank lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most The Dart Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 28 | 23 | 1 | 3.6% |
| DuPage County | 7 | 6 | 0 | 0.0% |
| Will County | 6 | 3 | 2 | 33.3% |
| Lake County | 4 | 3 | 1 | 25.0% |
| Kane County | 4 | 4 | 0 | 0.0% |
| McHenry County | 3 | 2 | 0 | 0.0% |
| Kendall County | 1 | 1 | 0 | 0.0% |
| Jo Daviess County | 1 | 1 | 0 | 0.0% |
| LaSalle County | 1 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 55 applications in 2025, of which 44 were originated and 4 denied.
7.3% of all applications, or 8.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans The Dart Bank originated in Illinois in 2025 was 6.25%, against a statewide median of 6.75%.
About this data. Figures are The Dart Bank's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology