The Camden National Bank in Massachusetts vs the state
12.3%Denial rate-3.90 pts vs state
14.3%Decision denial rate-5.66 pts vs state
70.8%Origination rate+8.17 pts vs state
6.81%Median rate+0.19 pts vs state
-0.03Rate spread (pts)-0.12 pts vs state
$262kMedian applicant income
46Loans originated
8Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 173 | 143 | 5.2% | 6.88% | #173 |
| 2024 | 93 | 70 | 9.7% | 6.99% | #242 |
| 2025 | 65 | 46 | 12.3% | 6.81% | #292 |
What The Camden National Bank lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most The Camden National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Essex County | 18 | 11 | 4 | 22.2% |
| Middlesex County | 11 | 9 | 1 | 9.1% |
| Suffolk County | 7 | 2 | 1 | 14.3% |
| Nantucket County | 6 | 6 | 0 | 0.0% |
| Norfolk County | 6 | 5 | 0 | 0.0% |
| Barnstable County | 5 | 5 | 0 | 0.0% |
| Worcester County | 5 | 4 | 1 | 20.0% |
| Plymouth County | 5 | 3 | 1 | 20.0% |
| Hampden County | 1 | 1 | 0 | 0.0% |
| Bristol County | 1 | 0 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 65 applications in 2025, of which 46 were originated and 8 denied.
12.3% of all applications, or 14.3% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans The Camden National Bank originated in Massachusetts in 2025 was 6.81%, against a statewide median of 6.63%.
About this data. Figures are The Camden National Bank's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology