The Bank of Canton in Massachusetts vs the state
15.7%Denial rate-0.48 pts vs state
18.5%Decision denial rate-1.48 pts vs state
68.6%Origination rate+5.95 pts vs state
6.50%Median rate-0.13 pts vs state
-0.07Rate spread (pts)-0.16 pts vs state
$176kMedian applicant income
231Loans originated
53Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 259 | 178 | 12.0% | 6.63% | #127 |
| 2024 | 376 | 259 | 12.8% | 6.63% | #95 |
| 2025 | 337 | 231 | 15.7% | 6.50% | #108 |
What The Bank of Canton lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most The Bank of Canton applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Norfolk County | 105 | 67 | 22 | 21.0% |
| Middlesex County | 62 | 46 | 5 | 8.1% |
| Plymouth County | 53 | 37 | 11 | 20.8% |
| Suffolk County | 40 | 28 | 4 | 10.0% |
| Worcester County | 29 | 19 | 5 | 17.2% |
| Bristol County | 21 | 15 | 4 | 19.0% |
| Essex County | 15 | 11 | 2 | 13.3% |
| Barnstable County | 7 | 3 | 0 | 0.0% |
| Hampden County | 2 | 2 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 337 applications in 2025, of which 231 were originated and 53 denied.
15.7% of all applications, or 18.5% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans The Bank of Canton originated in Massachusetts in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are The Bank of Canton's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology