Texar Federal Credit Union in Arkansas vs the state
10.7%Denial rate-7.48 pts vs state
10.7%Decision denial rate-12.42 pts vs state
82.1%Origination rate+25.31 pts vs state
6.25%Median rate-0.38 pts vs state
—Rate spread (pts)
$80kMedian applicant income
23Loans originated
3Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 24 | 18 | 16.7% | — | #250 |
| 2024 | 14 | 14 | 0.0% | — | #304 |
| 2025 | 28 | 23 | 10.7% | 6.25% | #257 |
What Texar Federal Credit Union lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Texar Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miller County | 19 | 15 | 3 | 15.8% |
| Little River County | 3 | 3 | 0 | 0.0% |
| Lafayette County | 2 | 2 | 0 | 0.0% |
| Clark County | 1 | 1 | 0 | 0.0% |
| Benton County | 1 | 1 | 0 | 0.0% |
| Hempstead County | 1 | 1 | 0 | 0.0% |
| Saline County | 1 | 0 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 28 applications in 2025, of which 23 were originated and 3 denied.
10.7% of all applications, or 10.7% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Texar Federal Credit Union originated in Arkansas in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Texar Federal Credit Union's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology