Texana Bank in Indiana vs the state
3.6%Denial rate-12.97 pts vs state
8.8%Decision denial rate-11.37 pts vs state
28.1%Origination rate-34.19 pts vs state
6.25%Median rate-0.50 pts vs state
0.15Rate spread (pts)-0.21 pts vs state
$78kMedian applicant income
39Loans originated
5Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 40 | 0 | 37.5% | — | #350 |
| 2024 | 85 | 35 | 3.5% | 6.25% | #273 |
| 2025 | 139 | 39 | 3.6% | 6.25% | #237 |
What Texana Bank lends in Indiana
By loan purpose
By loan type
Why it denied Indiana applicants
Where in Indiana
Counties with the most Texana Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 29 | 7 | 1 | 3.4% |
| Lake County | 11 | 4 | 0 | 0.0% |
| Clark County | 11 | 3 | 1 | 9.1% |
| Floyd County | 8 | 4 | 0 | 0.0% |
| Allen County | 8 | 1 | 0 | 0.0% |
| Hamilton County | 7 | 3 | 0 | 0.0% |
| Porter County | 6 | 0 | 1 | 16.7% |
| LaPorte County | 5 | 1 | 0 | 0.0% |
| Hendricks County | 4 | 0 | 0 | 0.0% |
| Johnson County | 4 | 2 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 139 applications in 2025, of which 39 were originated and 5 denied.
3.6% of all applications, or 8.8% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Texana Bank originated in Indiana in 2025 was 6.25%, against a statewide median of 6.75%.
About this data. Figures are Texana Bank's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology