Tennessee State Bank in Tennessee vs the state
27.0%Denial rate+9.89 pts vs state
36.1%Decision denial rate+14.46 pts vs state
47.8%Origination rate-10.33 pts vs state
—Median rate
—Rate spread (pts)
$116kMedian applicant income
53Loans originated
30Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 156 | 76 | 27.6% | — | #227 |
| 2024 | 96 | 55 | 27.1% | — | #314 |
| 2025 | 111 | 53 | 27.0% | — | #303 |
What Tennessee State Bank lends in Tennessee
By loan purpose
By loan type
Where in Tennessee
Counties with the most Tennessee State Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sevier County | 71 | 30 | 20 | 28.2% |
| Cocke County | 15 | 8 | 6 | 40.0% |
| Knox County | 11 | 8 | 1 | 9.1% |
| Jefferson County | 7 | 5 | 2 | 28.6% |
| Blount County | 5 | 1 | 1 | 20.0% |
| Hamblen County | 1 | 0 | 0 | 0.0% |
| Loudon County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 111 applications in 2025, of which 53 were originated and 30 denied.
27.0% of all applications, or 36.1% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Tennessee State Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology