Temple View Capital Funding · New Jersey · 2025

Temple View Capital Funding in New Jersey: approval rate, denial rate and rates (2025)

Temple View Capital Funding took 193 mortgage applications in New Jersey in 2025, ranking #202 of 883 lenders active in the state. It originated 67.9% of them and denied 6.2% (8.3% of the applications it decided), against a statewide denial rate of 17.7%.

193Applicationsin NJ
8.3%Decision denial ratestate 23.1%
10.50%Median ratestate 6.75%
$545,000Median loanstate $295,000
$123MVolume19 counties

Temple View Capital Funding in New Jersey vs the state

6.2%Denial rate-11.47 pts vs state
8.3%Decision denial rate-14.72 pts vs state
67.9%Origination rate+12.20 pts vs state
10.50%Median rate+3.75 pts vs state
Rate spread (pts)
Median applicant income
131Loans originated
12Denied

Trend in New Jersey

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231166117.2%10.50%#230
20241768617.1%10.75%#205
20251931316.2%10.50%#202

What Temple View Capital Funding lends in New Jersey

By loan purpose

Home purchase 137 71% · 5.1% denied
Refinance 16 8% · 6.3% denied
Cash-out refinance 31 16% · 3.2% denied
Home improvement 9 5% · 33.3% denied

By loan type

Conventional 193 100% · 6.2% denied

Why it denied New Jersey applicants

Incomplete application 5 42%
Collateral 5 42%
Credit history 2 17%

Where in New Jersey

Counties with the most Temple View Capital Funding applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Essex County 37212 5.4%
Ocean County 28213 10.7%
Bergen County 24162 8.3%
Monmouth County 1490 0.0%
Union County 14111 7.1%
Hudson County 1382 15.4%
Gloucester County 1090 0.0%
Passaic County 1041 10.0%
Camden County 741 14.3%
Cape May County 660 0.0%

Other large lenders in New Jersey

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,33916.1%6.75%
TD BankD 12,53226.2%7.49%
Bank of AmericaF 12,14230.6%6.00%
Citizens BankC 12,11328.9%7.40%
Crosscountry MortgageB 12,0425.3%6.75%
PNC BankD 10,81527.8%7.75%
United Shore Financial ServicesB 10,55215.3%6.38%
Guaranteed RateB 8,6435.5%6.58%
NewrezD 6,53522.5%6.99%
Loandepot.ComD 6,49115.3%6.63%

Frequently asked questions

New Jersey: 193 applications in 2025, of which 131 were originated and 12 denied.

6.2% of all applications, or 8.3% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.

The median rate on loans Temple View Capital Funding originated in New Jersey in 2025 was 10.50%, against a statewide median of 6.75%.

About this data. Figures are Temple View Capital Funding's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology