Temple View Capital Funding · Kentucky · 2025

Temple View Capital Funding in Kentucky: approval rate, denial rate and rates (2025)

Temple View Capital Funding took 49 mortgage applications in Kentucky in 2025, ranking #271 of 856 lenders active in the state. It originated 85.7% of them and denied 6.1% (6.5% of the applications it decided), against a statewide denial rate of 18.8%.

49Applicationsin KY
6.5%Decision denial ratestate 23.5%
7.69%Median ratestate 6.75%
$125,000Median loanstate $155,000
$6.8MVolume9 counties

Temple View Capital Funding in Kentucky vs the state

6.1%Denial rate-12.69 pts vs state
6.5%Decision denial rate-16.97 pts vs state
85.7%Origination rate+27.67 pts vs state
7.69%Median rate+0.94 pts vs state
Rate spread (pts)
Median applicant income
42Loans originated
3Denied

Trend in Kentucky

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023850.0%10.00%#418
2024251320.0%8.38%#315
202549426.1%7.69%#271

What Temple View Capital Funding lends in Kentucky

By loan purpose

Home purchase 10 20% · 10.0% denied
Refinance 25 51% · 4.0% denied
Cash-out refinance 13 27% · 7.7% denied
Home improvement 1 2% · 0.0% denied

By loan type

Conventional 49 100% · 6.1% denied

Why it denied Kentucky applicants

Credit history 1 33%
Collateral 1 33%
Incomplete application 1 33%

Where in Kentucky

Counties with the most Temple View Capital Funding applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Jefferson County 37341 2.7%
Kenton County 321 33.3%
Hardin County 210 0.0%
Boone County 220 0.0%
Clark County 110 0.0%
Oldham County 100 0.0%
Fayette County 110 0.0%
Franklin County 101 100.0%
Campbell County 110 0.0%

Other large lenders in Kentucky

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 8,42018.1%6.75%
Vanderbilt Mortgage and FinanceF 8,22044.8%9.50%
United Shore Financial ServicesB 6,8719.8%6.50%
Fifth Third BankD 5,66325.5%7.75%
U.S. BankD 4,88729.5%7.00%
Mortgage Research CenterC 3,61718.0%6.25%
PNC BankD 3,58523.7%7.40%
21st MortgageF 3,47848.0%9.95%
CommonwealthC 3,27024.9%7.25%
Stockton MortgageD 3,2556.1%6.63%

Frequently asked questions

Kentucky: 49 applications in 2025, of which 42 were originated and 3 denied.

6.1% of all applications, or 6.5% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.

The median rate on loans Temple View Capital Funding originated in Kentucky in 2025 was 7.69%, against a statewide median of 6.75%.

About this data. Figures are Temple View Capital Funding's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology