Tammac Holdings in New Jersey vs the state
61.8%Denial rate+44.07 pts vs state
62.7%Decision denial rate+39.64 pts vs state
13.2%Origination rate-42.44 pts vs state
8.70%Median rate+1.95 pts vs state
2.86Rate spread (pts)+2.58 pts vs state
$66kMedian applicant income
9Loans originated
42Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 112 | 17 | 56.3% | 10.10% | #238 |
| 2024 | 40 | 16 | 42.5% | 9.60% | #369 |
| 2025 | 68 | 9 | 61.8% | 8.70% | #315 |
What Tammac Holdings lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Tammac Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 13 | 2 | 9 | 69.2% |
| Monmouth County | 11 | 1 | 7 | 63.6% |
| Gloucester County | 9 | 0 | 6 | 66.7% |
| Cape May County | 8 | 2 | 1 | 12.5% |
| Ocean County | 6 | 1 | 4 | 66.7% |
| Cumberland County | 6 | 0 | 4 | 66.7% |
| Atlantic County | 5 | 1 | 4 | 80.0% |
| Camden County | 4 | 0 | 4 | 100.0% |
| Salem County | 3 | 1 | 1 | 33.3% |
| Burlington County | 2 | 1 | 1 | 50.0% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 68 applications in 2025, of which 9 were originated and 42 denied.
61.8% of all applications, or 62.7% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Tammac Holdings originated in New Jersey in 2025 was 8.70%, against a statewide median of 6.75%.
About this data. Figures are Tammac Holdings's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology