Synergy One Lending in Kansas vs the state
9.5%Denial rate-5.51 pts vs state
11.8%Decision denial rate-6.52 pts vs state
71.4%Origination rate+7.61 pts vs state
6.88%Median rate+0.25 pts vs state
0.60Rate spread (pts)+0.31 pts vs state
$137kMedian applicant income
15Loans originated
2Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 31 | 21 | 12.9% | 7.25% | #239 |
| 2024 | 45 | 28 | 8.9% | 7.13% | #219 |
| 2025 | 21 | 15 | 9.5% | 6.88% | #291 |
What Synergy One Lending lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Synergy One Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 8 | 7 | 0 | 0.0% |
| Sedgwick County | 7 | 5 | 0 | 0.0% |
| Douglas County | 1 | 1 | 0 | 0.0% |
| Morton County | 1 | 1 | 0 | 0.0% |
| Leavenworth County | 1 | 0 | 0 | 0.0% |
| Gray County | 1 | 0 | 1 | 100.0% |
| Montgomery County | 1 | 1 | 0 | 0.0% |
| Miami County | 1 | 0 | 1 | 100.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 21 applications in 2025, of which 15 were originated and 2 denied.
9.5% of all applications, or 11.8% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Synergy One Lending originated in Kansas in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Synergy One Lending's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology