Synergy One Lending in Arkansas vs the state
0.0%Denial rate-18.19 pts vs state
0.0%Decision denial rate-23.13 pts vs state
70.0%Origination rate+13.17 pts vs state
7.13%Median rate+0.50 pts vs state
0.48Rate spread (pts)+0.14 pts vs state
$92kMedian applicant income
7Loans originated
0Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 77 | 45 | 3.9% | 6.75% | #166 |
| 2024 | 8 | 6 | 12.5% | 6.81% | #356 |
| 2025 | 10 | 7 | 0.0% | 7.13% | #342 |
What Synergy One Lending lends in Arkansas
By loan purpose
By loan type
Where in Arkansas
Counties with the most Synergy One Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 2 | 2 | 0 | 0.0% |
| Baxter County | 2 | 1 | 0 | 0.0% |
| Union County | 2 | 1 | 0 | 0.0% |
| Faulkner County | 1 | 1 | 0 | 0.0% |
| Columbia County | 1 | 1 | 0 | 0.0% |
| Izard County | 1 | 1 | 0 | 0.0% |
| Newton County | 1 | 0 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 10 applications in 2025, of which 7 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Synergy One Lending originated in Arkansas in 2025 was 7.13%, against a statewide median of 6.63%.
About this data. Figures are Synergy One Lending's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology